Big changes are coming to estate taxes, and the shrinking exemption could impact your family’s inheritance. But don’t worry, you’ve got options! Learn how GRATs (Grantor Retained Annuity Trusts) can help you manage these changes and keep more of your wealth within your family. Plus, discover how strategic charitable giving can not only reduce your taxable estate but also support causes you care about. Dive into this guide to smart estate planning and ensure your legacy is both generous and tax-efficient.